Field-by-field comparison
Compare the evidence before choosing an MCP.
Each signal stays separate, missing facts remain visible, and the column order follows your selection.
| Evidence field | Finance ToolkitWatchlist candidate | xeroMCP100 Selected |
|---|---|---|
| Task fit | ||
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| Provenance | ||
| Provenance details | First-party MCP Jeroen Bouma · Publisher source ↗ | First-party MCP ecosystem:xero · Publisher source ↗ |
| Maintenance | ||
| Maintenance details | Repo: Aug 13, 2026 Package: Jul 14, 2026 | Repo: Jun 5, 2026 Package: Not documented |
| Popularity evidence | ||
| GitHub stars | Not documented | 350 GitHub stars · checked 2026-08-14T18:46:26.000Z |
| 30-day package downloads | 41,272 PyPI Stats package downloads · checked 2026-08-14T18:46:26.000Z | No reliable download data |
| Shared repository stars | 5,222 Shared repository stars (not MCP-specific) · checked 2026-08-14T18:46:26.000Z | Not documented |
| External adoption evidence |
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| Client coverage | ||
| Client coverage details | Claude Code✓ Streamable HTTP Claude Desktop✓ Streamable HTTP Codex✓ Streamable HTTP VS Code✓ Streamable HTTP Cursor✓ Streamable HTTP OpenCode✓ Streamable HTTP | Claude Code✓ Local stdio Claude Desktop✓ Local stdio Codex✓ Local stdio VS Code✓ Local stdio Cursor✓ Local stdio OpenCode✓ Local stdio |
| Client coverage note | Local stdio runs on your computer. Streamable HTTP connects to a remotely hosted MCP server. | |
| Access and data | ||
| Authentication | The hosted endpoint uses an OAuth consent flow that asks for a Financial Modeling Prep API key on first use. Local stdio uses FINANCIAL_MODELING_PREP_API_KEY or FINANCETOOLKIT_ENV_FILE; inline configuration takes precedence when both are present. Use a dedicated key and remove the MCP entry, local secret, and publisher authorization when access is no longer needed. | The official server uses Xero OAuth credentials and organization selection. |
| Cost | The MIT-licensed Finance Toolkit package and MCP documentation list no separate MCP usage fee. The documented Financial Modeling Prep free plan is limited to 250 requests per day, five years of data, and US-listed companies; premium data and some metrics require a paid FMP plan, and normal hosting, client, and model costs may also apply. | The MCP integration has no separately verified MCP100 price conclusion. Publisher subscriptions, API usage, compute, storage, and AI-client charges may apply. |
| Permissions | The documented MCP tools retrieve company, market, risk, model, and economic data and calculate financial metrics with the operator's Financial Modeling Prep key. The documented surface does not include brokerage or trade execution. Local setup writes client configuration, and the local server writes a SQLite result cache in the configured Finance Toolkit data directory. | Xero organization permissions and OAuth scopes govern accounting data and mutations. |
| Data handling | The hosted service receives the Financial Modeling Prep API key through its OAuth consent page, remembers it, fetches live financial data, and returns results to the connected MCP client; hosted retention and logging are not documented. Local mode reads the key from inline environment configuration or a local environment file and caches result DataFrames in SQLite with a documented default 600-second TTL. Finance Toolkit may fall back from Financial Modeling Prep to Yahoo Finance unless the source is enforced. | Authorized service data and tool results pass through the MCP server to the connected AI client. Review the publisher and client data policies before using sensitive finance & payments information. |
| Limitations | ||
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| Risk context | Protect the Financial Modeling Prep API key, prefer a dedicated credential, and independently verify material financial output. The publisher disclaims responsibility for upstream data accuracy and documents an automatic Yahoo Finance fallback unless a source is enforced. Hosted key retention and logging are not documented, while local mode leaves configuration and cached financial results on disk. | Accounting records and invoices are financially consequential and may contain personal or tax information. Use a test environment where practical, least-privilege credentials, narrowly enabled tools, and explicit confirmation for mutations. MCP100 did not execute third-party server code during this documentation review. |
| Evidence date | ||
| Editorial review | 2026-08-14 | 2026-07-30 |
| Candidate evidence | 2026-08-14T18:46:26.000Z | 2026-08-14T18:46:26.000Z |
Popularity, maintenance, fit, permissions, and client support are independent evidence fields.
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