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Side-by-side MCP evidence comparison
Evidence fieldPlaid Dashboard MCPWatchlist candidatexeroMCP100 Selected
Task fit
Best for
  • Financial-data integration diagnosis and dashboard investigation.
  • Accounting investigation and controlled bookkeeping workflows in Xero.
Not ideal for
  • Production use before the documented maturity gaps are resolved
  • Teams outside the publisher ecosystem or without least-privilege credentials
Avoid when
  • The connected identity is broader than the task requires
  • Tool calls cannot be reviewed before consequential mutations
  • The connected identity is broader than the task requires
  • Tool calls cannot be reviewed before consequential mutations
Provenance
Provenance details

First-party MCP

Plaid · Publisher source ↗

First-party MCP

ecosystem:xero · Publisher source ↗

Maintenance
Maintenance details

Repo: Not documented

Package: Not documented

Repo: Jun 5, 2026

Package: Not documented

Popularity evidence
GitHub starsNot documented

350

GitHub stars · checked 2026-08-14T18:46:26.000Z

External adoption evidenceNot documented
  • github: repository stars: 350Exact attributable signal.github: repository stars · Admission snapshot · checked 2026-08-14T18:46:26.000ZEvidence source ↗
Client coverage
Client coverage details
Claude Code✓ Streamable HTTP
Claude Desktop✓ Streamable HTTP
Codex✓ Streamable HTTP
VS Code✓ Streamable HTTP
Cursor✓ Streamable HTTP
OpenCode✓ Streamable HTTP
Claude Code✓ Local stdio
Claude Desktop✓ Local stdio
Codex✓ Local stdio
VS Code✓ Local stdio
Cursor✓ Local stdio
OpenCode✓ Local stdio
Client coverage noteLocal stdio runs on your computer. Streamable HTTP connects to a remotely hosted MCP server.
Access and data
AuthenticationThe hosted endpoint uses Plaid Dashboard authorization.The official server uses Xero OAuth credentials and organization selection.
CostThe MCP integration has no separately verified MCP100 price conclusion. Publisher subscriptions, API usage, compute, storage, and AI-client charges may apply.The MCP integration has no separately verified MCP100 price conclusion. Publisher subscriptions, API usage, compute, storage, and AI-client charges may apply.
PermissionsPlaid account, team, environment, and dashboard permissions govern available information.Xero organization permissions and OAuth scopes govern accounting data and mutations.
Data handlingAuthorized service data and tool results pass through the MCP server to the connected AI client. Review the publisher and client data policies before using sensitive finance & payments information.Authorized service data and tool results pass through the MCP server to the connected AI client. Review the publisher and client data policies before using sensitive finance & payments information.
Limitations
Tradeoffs
  • Plaid says the server is under active development, may introduce breaking changes, and has limited support.
  • Accounting records and invoices are financially consequential and may contain personal or tax information.
Risk contextPlaid says the server is under active development, may introduce breaking changes, and has limited support. Use a test environment where practical, least-privilege credentials, narrowly enabled tools, and explicit confirmation for mutations. MCP100 did not execute third-party server code during this documentation review.Accounting records and invoices are financially consequential and may contain personal or tax information. Use a test environment where practical, least-privilege credentials, narrowly enabled tools, and explicit confirmation for mutations. MCP100 did not execute third-party server code during this documentation review.
Evidence date
Editorial review2026-07-302026-07-30
Candidate evidence2026-07-30T19:00:00.000Z2026-08-14T18:46:26.000Z

Popularity, maintenance, fit, permissions, and client support are independent evidence fields.

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